Finnovate brings planning, advice and technology into one coordinated process for professionals, families and NRIs.
Most people don't have one connected financial plan. Decisions happen one at a time, and each can seem reasonable on its own. Together, they leave gaps: over-insured in one area, under-invested in another, or paying more tax than necessary.
Our founders Nehal Mota and Naveen Singh saw this pattern repeat across client conversations. They believed advice had to begin with a person's whole financial life, not a single product or portfolio, and that shaped the Financial Fitness approach: structured advisory guidance and a technology platform under one process.
We believe wealth isn't measured by portfolio size alone, but by how prepared you are for life's responsibilities, risks and goals. Financial Fitness is the ability to make steady progress across six connected pillars, reviewed regularly.
Finnovate's FinnFit process assesses these six pillars together and turns the findings into one actionable plan. Financial Fitness isn't about chasing returns; it's about every decision supporting the same life plan.
These principles guide how we understand your situation, make recommendations and stay involved over the long term.
Every engagement begins with income, goals, liabilities, insurance and family responsibilities, before any investment is recommended.
Plans assess all six Financial Fitness pillars together: investments alongside insurance, tax, retirement, loans and estate planning, not in isolation.
Clients work with financial professionals and use the platform to view and track their progress.
Plans and portfolios are reviewed at defined intervals under the selected engagement, and updated as your circumstances change.
Three parts working as one: people who advise, a framework that connects every decision, and technology that keeps it on track.
Financial professionals help you understand your situation and make important decisions with context, not guesswork.
The FinnFit process reviews all six pillars together, rather than treating each financial decision separately.
The platform keeps your goals, plan and progress visible between review meetings, so nothing drifts.
Four stages that turn your full financial picture into one plan, reviewed as life changes.
Review your income, assets, liabilities, investments, insurance and responsibilities, then set your goals.
Identify gaps across all six Financial Fitness pillars, from savings and insurance to tax and estate.
Turn the findings into one connected plan with clear priorities, timelines and next actions.
Track progress and update the plan as markets, regulations and your circumstances change.
Finnovate works with professionals, doctors, entrepreneurs, business families, NRIs and first-generation wealth builders. Their financial situations may differ, but the need is often the same: one dependable structure connecting income, wealth, responsibilities and long-term goals.
Our founders Nehal Mota and Naveen Singh built Finnovate together, pairing advisory experience with technology to make coordinated financial planning accessible.
She has an experience of two decades across Financial service's industry having worked with corporates like ICICI Prulife, ABN AMRO Bank and IIFL.
Currently at Finnovate, she handles Client Acquisition, Marketing, Strategy, Team Management, Collaborations & Tie Ups.
Naveen is the driving force behind Technology Platform.
He has spent 15 glorious years in Financial services sector along with another 5 years of Business Consulting experience (Information Technology).
A small look at the advisory, planning, research, operations and technology roles that support every client plan.
Incorporated in 2007 and a SEBI-registered Investment Adviser since 19 June 2019, Finnovate now supports thousands of families across India, in person and virtually.
Assets Under Advisory and families-served figures relate to Finnovate's SEBI-registered Investment Adviser entity. Figures as of 31st March 2026.
Finnovate's financial planning and investment advisory services are provided through a SEBI-registered Investment Adviser.
Finnovate's SEBI-registered investment advisory services operate under their applicable advisory terms and fee structure. Implementation or transactional services may be provided under separate registrations and commercial arrangements. Clients are informed of the relevant entity, service scope, fees and remuneration model before proceeding.
Grievance redressal & full disclosures → Complete regulatory details for both Finnovate entities appear in the footer of every page.
They didn't just help me channel my money. Today, 11 years later, my goals are almost accomplished, a few years earlier than expected.
Finnovate keeps building around the same idea it began with: financial decisions work better when they're understood, connected and reviewed together. When you're ready, we're here to help.
Finnovate is a SEBI-registered financial planning and wealth advisory platform for professionals, families, business owners and NRIs. We help you coordinate investments, insurance, tax, retirement and estate decisions into one financial plan, instead of managing each separately.
Finnovate was created because most people manage financial decisions one at a time, with no single view of how they fit together. Our founders Nehal Mota and Naveen Singh built Finnovate to bring planning, advice and technology into one connected process, so every decision supports the same long-term goals.
Financial Fitness is the ability to manage today's responsibilities, prepare for risks, and steadily progress toward your goals through a plan that's reviewed regularly. At Finnovate, it covers six pillars: goal planning, budgeting and taxation, loans, insurance, investments and estate planning, reviewed together.
Finnovate was co-founded by Nehal Mota, Co-Founder and CEO, who leads advisory, growth and financial literacy, and Naveen Singh, Co-Founder and CTO, who leads the technology platform. Together they built Finnovate around the Financial Fitness approach.
Clients work with financial professionals for planning and advice, and use the Finnovate platform to view their complete financial position and track progress against goals. Human judgement guides the decisions, and technology keeps the plan visible and up to date.
Yes. Finnovate Financial Services Pvt Ltd is a SEBI-registered Non-Individual Investment Adviser (Reg. No. INA000013518), valid from June 19, 2019 and perpetual thereafter. Our registered office is in Andheri East, Mumbai. Full regulatory details for both Finnovate entities are in the footer of every page.
Finnovate Financial Services was incorporated in 2007 and has spent 19 years in financial services. It registered with SEBI as an Investment Adviser in 2019, and today supports 3,500+ families.
Finnovate's registered office is in Andheri East, Mumbai, with advisory support across Maharashtra and Gujarat and virtual consultations available anywhere in India. Visit Near Me to find an advisor near you, or use Contact Us to schedule a conversation.
